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…Plan Your Budget Begin now to think about how much you can afford to spend and how much building your new home is likely to cost. Chances are you will need a construction loan and a mortgage. It's not too early to find out what size loan you qualify…

…To your left you hear Boyd Tinsley on the violin and to your right you hear Leroi Moore on the saxophone. Behind you hear the bass guitar that Stefan Lessard commands, as the beating of drums continues on from Carter Beauford. Nothing can compare…

…Here's a philosophy for life Keep your thoughts positive... because your thoughts become your words. Keep your words positive... because your words become your actions. Keep your actions positive... because your actions become your habits…

…incidents, or unusual developments attract attention. Example: "Grandmother gives birth to Quadruplets." ·SUSPENSE-much of the appeal in mystery stories arises because we don't know how they will end. Creating a sense of suspense in your speech holds…

…keeping your cool in exams When the big day arrives it is too late to worry any longer over whether you have revised enough. But coping with your stress on the day itself may make all the difference to how you do. Here is some more advice from experts…

…“Protect Your Heart, Build Your Muscles” According to the American Heart Association (AHA), their fitness program of aerobic exercise and weight training is a very effective way of reducing cardiovascular disease. The AHA believes that by introducing…

…How to Organize Your Thesis Introduction This note describes how to organize the written thesis which is the central element of your graduate degree. To know how to organize the thesis document, you first have to understand what graduate-level…

…SELLING IN YOUR STORE Part 1 Start by Communicating Some people will say they are a natural sales person and they don't need any help. However, the best sales people recognize that there is always something else to learn. It's like the adage…

…Have you ever walked to the front of a store when you hear a child screaming at the top of their lungs because they want something and the parent has said they couldn't have it? What is your first thought when that happens? Mine goes something like…

…Know your rights "GOOD MORNING! My name is investigator Holmes. Do you mind answering a few simple questions?" If you open your door one day and are greeted with those words, STOP AND THINK! Whether it is the local…